WHO WE COVER
- Contractors of All Kinds
- Welding & Steel Workers
- Janitorial Companies
- Pizza Restaurants
- Bars & Taverns
- Coffee Shops
- Auto Repair Shops
- Muffler Shops
- Auto Dealers
- Car Washes
- Gas Stations
- Convenience Stores
- Tire Shops
- Property Management
- Beauty Salons
- Retail Stores
HOW WE CAN PROTECT YOUR BUSINESS
General Liability Insurance is an insurance policy that business owners need to get if they want to be protected from paying compensation or liabilities resulting from lawsuits and claims arising from accidents, whether their company was directly, indirectly or not at all responsible for them.
In reality, no matter how much you prepare and take the necessary precautions to ensure the safety and security of your employees, accidents are always waiting to happen, either through negligence or a twist of fate. It is in these instances that you have to safeguard your company’s assets from being drained because you have to pay off medical expenses, attorney’s fees and other costs as a result of property damage or personal injury.
There are many professions that pose some hazards to their employees. Being in construction work is one because workers are liable to take a fall, liable to be hit on the head or worse fall to death. Being a worker in a factory or laboratory also increases the chances of a work-related injury simply because of the nature of the work.
However, regardless of the danger faced in the industry you work in, you can rely on Workers Compensation Insurance to provide the following benefits for your employees and their family members in the case of work-related injury:
wage loss indemnity,
coverage of medical expenses and/or hospitalization services,
partial or permanent disability,
vocational rehabilitation, and,
Workers Compensation Insurance is the all-encompassing mandate which covers compensation for a worker and his family members in the event of an accident leading to injury or death during the course of the worker’s performance of his duties.
Business Owners Package (BOP)
A Business Owners Package (BOP) can be referred to as a homeowners package for your business. Since they were developed over 30 years ago Business Owners Policies have become an important part of running a small and medium-sized business. Business Owners Policies combine the basic coverages needed by most businesses into a package with lower premium costs than if purchased separately. Combining the services not only saves you money but makes things more simplified by having all your coverage in one place instead of having a collection of small policies. The efficiency allows insurance brokers to offer lower premiums for packages.
Commercial Umbrella / Excess
Commercial Umbrella Liability Insurance protects your company when accidents happen and your existing liability insurance policies cannot cover all expenses. Standard General Liability coverage will take care of most situations, but when serious situations arise, Umbrella Liability Insurance will help to make sure that your business is fully protected against the unknown.
A Commercial Umbrella Liability Insurance policy picks up where your business auto liability, general liability, or other coverage stops. Umbrella Liability Insurance is a very inexpensive way to provide extra coverage against bodily injury and/or property damage.
One of the most dynamic industries in the country is real estate. A lot of homes are now foreclosed or up for sale, hundreds of apartments and condominiums are on the rise, and hotel retailers and other investors are not taking a break. A property management business, therefore, is a lucrative business.
But even the most promising contracting business doesn’t prosper if you don’t exercise caution. Since a lot of things can damage all your marketing plans and reputation, it’s best to protect your business with commercial insurance—get it before you go all out.
Tools & Equipment
Contractor’s equipment insurance is an essential part of any construction firm’s insurance program. Commercial property insurance covers a business’s personal property while it is at a location listed on the policy, but it does not cover property that moves among different locations. Business automobile insurance does insure property that moves around, but it does not cover “mobile equipment” — property such as bulldozers, loaders, digging equipment, and power tools that the business uses off its own premises. Power tools may cost only a few hundred dollars, but large pieces like backhoes and excavators may be worth tens of thousands of dollars. To properly insure such property, the firm needs contractor’s equipment insurance.
A Contractor’s Pollution Liability insurance policy covers environmental liabilities excluded by standard General Liability insurance. This coverage helps protect contractors against pollution incidents, such as contaminated soil disposal, accidental release of fuel oil, chemicals/toxic gases from broken pipelines, utilities, and stationary and mobile fuel tanks.
License & Bid Bonds
Are you looking for the right bonds to keep your company compliant with federal, state, and local laws? Or do you already have proper bonding, but are looking for a more affordable option? Regardless of what you are looking for Synerprise can find you the right Surety Bond you need to keep business rolling. Synerprise is an independent insurance agency. This allows our agents to shop multiple carriers to find you the best bonds at an affordable price. With Synerprise you get fast and accurate response every time!
Performance & Surety Bonds
Are you looking for the right bonds to keep your company compliant with federal, state, and local laws? Or do you already have proper bonding, but are looking for a more affordable option? Regardless of what you are looking for Synerprise can find you the right Surety Bond you need to keep business rolling. Synerprise is an independent insurance agency. This allows our agents to shop multiple carriers to find you the best bonds at an affordable price. With Synerprise you get fast and accurate responses every time.
COVERAGE WE CAN PROVIDE YOU
FIND OUT HOW HUNDREDS OF FLORIDA COMPANIES REDUCED THEIR SMALL BUSINESS INSURANCE:
- Obtain Your Policy The Same Day
- Get Fast Certificates Of Insurance
- Low Monthly Payments
- Credit Cards Accepted
- Expert Agents & Trusted Advisors
- Top Rated Carriers